In State of California minor traffic violations and accidents remain on your driving history for three years. All traffic convictions and chargeable accidents that are considered points by DMV will result in increase of insurance premiums.

Beeline Insurance Agency represents dozens of top rated insurance companies, and when you contact us for a rate quote within a few minutes we are able to shop all of the insurance companies and find the best possible price with coverages tailored to your needs. Some of our partner insurance companies specialize in drivers with good driving record, while others mostly accept drivers that are considered high risk due to multiple points. No matter what type of driving record or vehicle you have, Beeline will find the best possible insurance policy for you at the best price.

Insurance premiums/cost depend on several major factors; your age, driving record, the vehicle you drive, coverages you carry and etc. The reason your payments are higher is because your insurance policy is not the same as your friends.

Insurance deductible is the amount you are responsible for out of pocket before your insurance company will for damage(s) sustained in an accident. For example; if you have an accident and you have $1000 deductible, you are responsible to pay the first $1000 of the damage and your insurance company will pay the rest.

In state of California you must obtain an SR22 filing for three years without interruption. If your insurance and SR22 filing get cancelled or lapsed DMV will suspend your driving privileges until a new SR22 is filed. We encourage you not to miss any monthly payment, or set up automatic payments and make sure you have enough funds in your account on payment due dates.

Beeline insurance can help you find motorcycle insurance without a motorcycle license. We represent many leading insurance companies that will insurance you without motorcycle license. Give us a call and see how one of our licensed insurance professionals can shop and offer you great motorcycle insurance rates even without a motorcycle license.

In state of California, you are required to maintain minimum Liability (15/30/5k) insurance in order to register a vehicle or renew your license with DMV. If you’re at fault in a major accident and the minimum Liability insurance is not enough coverage to pay other parties damage or injuries you will be held liable to pay the additional expenses out of pocket. To determine the right auto insurance coverage you should consider the value of your assets, the vehicle you drive, how much and how you drive and etc. Our trained and licensed insurance agents can help you choose the amount of insurance coverage that you determine to best suit your needs.

You don’t have to have a car to purchase an SR22 filing. In case you don’t own a vehicle and you would like to reinstate your driver’s license with DMV you can purchase non-owners insurance with an SR22 filing. Non-owner insurance is an insurance policy designed for drivers who don’t own a vehicle but would like to be insured with liability insurance. Our licensed insurance agents can help find out more about having an SR22 filing with non-owners insurance policy. You can also purchase SR22 filing with motorcycle, commercial auto, boat and RV insurance.

It is in your interest to have the right Renters insurance policy with the right amount of coverage. One of important reasons to have Renters insurance policy is that it will cover your personal belongings. It will also replace or reimburse for damaged or stolen items. Another important reason is that Renters insurance provides coverage for living expenses in case your home sustained damage and you have to move out to a new place. Finally, Renters insurance provides liability coverage for your actions, and coverage in case your guest(s) get hurt in your unit.

When it comes to choosing insurance coverage it is very important to consider your personal needs and budget. Beeline insurance offers highly trained, licensed insurance professionals who can answer all your questions and help you choose the amount of insurance coverage equal to the value of your assets to make sure you’re fully covered in case of an accident. At Beeline Insurance, our interest is protect your interest so we also make sure you’re not overpaying for coverage you may not need. Give us a call and see how you can have your peace of mind with the best rate.

If you legally own your home you don’t have to have homeowners insurance policy. However it is in your interest to make sure your home, personal belongings, liability to others, other structures, natural disasters and your living expenses are covered in case of an accident. If you finance or have a loan on your home most likely your finance company will require to maintain consistent homeowners insurance coverage.

Unlike Liability insurance, uninsured motorist is not a mandatory coverage in your insurance policy. However, you should consider the fact that there is a large number of uninsured drivers who ignore the law or can’t afford insurance and drive without insurance. If an uninsured driver crashes into your vehicle and is found to be responsible for an accident, uninsured motorist bodily injury coverage will cover your/your passengers medical expenses for any injuries sustained in the accident. Uninsured motorist property damage covers any damage to your vehicle up to $3500 or waives your collision deductible bringing it $0. Whether you currently are in a process of looking for insurance or already are insured, Beeline insurance strongly recommends you to add uninsured motorist coverage to your policy.